Investment Strategy
B.U.Y. Basic Strategy
Balanced Uncorrelated Yield
A Total Portfolio Solution
The strategy framework is developed by B.U.Y. Invest. Any investable product linked to the strategy is issued and managed by third-party regulated institutions.
For professional and institutional investors only.
Total Return (EUR)*
*Benchmark: Conventional Balanced Portfolio (EUR)
The series shown is the historical track of the strategy framework as implemented through separately managed accounts (SMA), denominated in EUR. The benchmark line is a conventional 60/40 EUR balanced portfolio. This track is provided for methodology context only — past performance is not a reliable indicator of future results.
- Implementation: separately managed accounts (SMA), not a fund, certificate, or specific financial instrument.
- Benchmark: a conventional 60/40 EUR balanced portfolio (60% MSCI World EUR + 40% Bloomberg Euro Aggregate Bond Index, rebalanced annually).
- The historical track is not a proxy for the forward-looking 10% per annum objective stated above; it reflects past market regimes only.
Why
Preservation of purchasing power in inflationary regimes.
Participation in global wealth creation driven by long-term economic growth.
The objective is to seek returns on cash that aim to outpace inflation and participate in global growth, within a disciplined risk framework.
INVESTMENT OBJECTIVE
Investment Objective
The Basic Strategy is constructed with the objective of compounding capital at 10% per annum or more, measured net of fees over a full market cycle of five to seven years, in portfolio base currency. This is a stated investment objective. It is not a forecast, a guarantee, or a representation of expected outcomes. Returns in any given period may be materially higher or lower.
Currency exposure is taken in the natural currencies of the portfolio holdings — predominantly USD with local-currency exposure to holdings in other jurisdictions. The strategy does not hedge currency exposure to the investor's reference currency. Investor returns measured in EUR, CHF, USD, or other reference currencies will differ from the portfolio's base-currency return based on FX movements over the holding period.
What
In investing, capital is allocated to risk with the objective of earning return. The strategy focuses on selecting and combining risk premia to achieve efficient, institutional-grade diversification.
Foundations of the Balanced Uncorrelated Yield Basic Strategy
Four Principles
Diversification
Macro regime alignment across asset classes and geographies.
Fair Price
Avoid extremes; seek balanced entry points through valuation discipline.
Balance
Risk-based sizing using historical volatility for portfolio construction.
Liquidity
Listed liquid markets; implementation subject to residency and applicable rules.
How
Asset Allocation 101
Decoding Today's Economy
Growth and inflation drivers; what markets imply, no prediction.
Tilting Toward Opportunity
Measured tilts while maintaining diversification.
Selecting the Right Assets
Assets aligned with scenario and diversification intent.
Executing With Precision
Targeted risk profile; volatility-informed sizing.
Capital Weight vs Risk Weight
Understanding portfolio construction through two lenses
Where
Implementation: through Credinvest as the third-party regulated issuer of the AMC.
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ELIGIBILITY
Eligibility and Structure
Access to the Basic Strategy is limited to professional and institutional investors as defined under Article 4 of the Swiss Financial Services Act (FinSA). The strategy is not directed at retail investors and is not directed at US persons.
Investment vehicles are structured under Swiss jurisdiction, providing institutional governance, regulatory oversight, and legal certainty appropriate for international qualified investors. Specific access mechanisms vary by investor type, jurisdiction, and mandate size; details are discussed on a case-by-case basis.
This page is for informational purposes only and is directed at professional and institutional investors within the meaning of Art. 4 FinSA. It is not investment advice, an offer or solicitation, or a forecast of future returns, and is not directed at retail clients or US persons. Past performance and prior valuation levels are not indicative of future results.